Needs Analysis Defaults
As part of the Needs Analysis functionality some defaults can be set on a systems level, select (1)System and then (2)Needs Analysis Defaults

OPTIONS
The following options are available and will be used on the Needs Analysis calculation:

- Logo image upload, alignment and sizing (this will be displayed on the Needs Analysis PDF document once generated)
- CPI Assumption
- Nominal Portfolio Growth
- Increase of monthly cashflows (including annual salary increase)
- Retirement age
- Net Replacement Ratio Minimum
Drawdown rates

- Drawdown rate post retirement
- Drawdown rate post death
- Drawdown rate post disability
- Drawdown rate post severe illness
Life Expectance

- Life Expectancy (Retirement)
- Beneficiary Life Expectancy (Death)
- Life expectancy after disability
- Life expectancy after severe illness
DOCUMENT CONFIGURATION
From the Needs Analysis Card navigate to (1)More Actions -> (2)Needs Analysis Document Configuration

The following sections on the Needs Analysis Document Configuration can be included or excluded on the Needs Analysis document:

NOTE:
- Each section can be set to start on a new page by selecting the option “Start section on new page” under the Additional Settings
- By selecting the Section heading i.e. “Balance Sheet”, the Heading label and the Priority can be changed

Sections
- Balance Sheet
- Cash Flow Calculations
- Cash Flows Summary Totals
- CGT Exclusions Schedule
- Contact Details
- Death Cash Flow Calculations & Death Cash Flows Summary Totals
- Disability Cash Flow Calculations & Disability Cash Flows Summary Totals
- Endowment (via Life Assurer)
- Entity Details
- Estate Duty
- Executor and Master Fees
- Income
- Insurance
- Post Death Cash Flows, Post Retirement After Disability Cash Flows, Post Retirement After Severe Illness Cash Flows & Post Retirement Cash Flows
- Pre Retirement After Disability Cash Flows, Pre Retirement After Severe Illness Cash Flows & Pre Retirement Cash Flows
- Rates and assumptions
- Relationships
- Severe Illness Cash Flow Calculations & Severe Illness Cash Flows Summary Totals
- Tax Comparison Schedule
- Tax Table
- Will
Last Updated on 6 months ago by Hayley Jerram